Moxcess Loans – Affordable Short-Term Loans Online

Get your loan approved in 3 steps.

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Check Eligibility

Decide on the loan amount that you need and can afford to repay.

Submit Documents

Submit all the required documents for vetting and affordability assessment.

Approval in Principle

Expect your loan to reflect in your bank account within 24 hours.

Calculator

The loan calculator is for illustration purposes only and may not be an exact presentation of the loan product.

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We offer one of the cheapest loans in South Africa. Apply online through our easy loan application process.

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Frequently asked questions

How much can I apply for?

New customers can apply for up to R2500 with 1 month to repay. Existing customers can apply for up to R8000 with 6 months to repay.

What are the requirements to apply for a loan?

You must be at least 18 years old, fully employed and must reside in South Africa. You'll need:

1. RSA ID number

2. Three Months bank statement

3. Most recent Payslip

When should I expect to receive loan?

Once approved for a loan, the payout is instant. However, be advised that the loan application process can take up to 24 hours.

Is the credit score taken into account when applying for a loan?

Yes, we are a registered and regulated credit provider. A credit check is compulsory to ensure your affordability.

What if I'm not able to make the repayments?

Please ensure that you let us know so that we can be able to offer extensions or alternative repayment plans to help you meet your obligations.

Can I pay off my loan early?

Yes, you can settle your loan early. Moxcess loans will not charge you any penalties.

Are there any hidden fees or charges?

No, we do not have any hidden fees or charges beyond the agreed-upon interest rate, fees and repayment terms. We are committed to full transparency and honesty in our dealings.

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At Banca, we’re using cutting-edge technology to transform the industry and deliver financial services that actually work for you.