You must be at least 18 years old, fully employed and must reside in South Africa. You'll need:

• 1. RSA ID number
• 2. Three Months bank statement
• 3. Most recent Payslip

Yes, you can settle your loan early. Moxcess loans will not charge you any penalties.

Once approved for a loan, the payout is instant. However, be advised that the loan application process can take up to 24 hours.

Yes, we are a registered and regulated credit provider. A credit check is compulsory to ensure your affordability.

Please ensure that you let us know so that we can be able to offer extensions or alternative repayment plans to help you meet your obligations.

No, we do not have any hidden fees or charges beyond the agreed-upon interest rate, fees and repayment terms. We are committed to full transparency and honesty in our dealings.